Will the SAAQ insure my snowmobile?

  • February 2, 2022
  • Road accident, Registration, Transports
Homme conduisant une motoneige dans un champ enneigé

If you have a snowmobile, you aren’t insured by the Société de l’assurance automobile du Québec (SAAQ), even if you have to pay to register the snowmobile.

Private insurance is mandatory

If there’s an accident, the SAAQ does not provide coverage for snowmobile-related injuries.

This means that if you own a snowmobile, you must have private insurance. This insurance will cover you for bodily and property damage. Minimum mandatory coverage is $1 million.

The SAAQ can compensate you as a snowmobile driver or passenger under one condition only—if the accident also involves a moving automobile.

Your obligations

Your snowmobile must be registered even if you only use it on snowmobile trails.

When operating a snowmobile, you must always have the following on you:

You must also wear a helmet.

Watch out for noise!

A new regulation about snowmobile exhaust systems in Québec has been in force since December 11, 2021.

If you have a snowmobile manufactured before 2010, you must comply with the new regulation. This includes installing an exhaust system that meets noise emission standards.

Do you have a complaint?

If you’re dissatisfied with the SAAQ’s services, you can file a complaint with the Québec Ombudsman. Don’t hesitate to contact us. We act free of charge and without red tape.